Table of Contents
Shri Ram Finance Corporation Pvt. Ltd
One of the NBFCs with the quickest growth rate in Central India is nse:srtransfin (Shri Ram Transport Finance) Corporation Private Limited. Ganesh Bhattar founded the company, and Gaurav Bhattar is the current leader. Incorporated in April 2004, SRFC specialized in financing two-wheelers.
Since then, it has been a tale of explosive growth and numerous achievements. It currently has 68 districts, 105 branches, 70 collection locations, and assets under management (AUM) of Rs. 444 Cr. throughout 4 states: Chattisgarh, Madhya Pradesh, Odisha, and Jharkhand. The organization primarily targets rural and semi-urban areas, giving financial assistance to those in isolated locations who cannot access banks.
We Are Global Finance Service Provider
nse:srtransfin have the knowledge and tools to support you in achieving your objectives, regardless of where you are in your financial journey or whether you want to develop and protect your wealth.
Creative alliances and imaginative thoughts Develop cutting-edge paradigms professionally—transparency between all parties and at all levels.
Vision
Research | Consult | Service
“Financial service provider with diversified financial products which financially strengthens the rural community of central India”
Mission
The financial services in nse:srtransfin we offer:
To be the top option for those at the middle and bottom of the pyramid who want to standardize their way of life through a holistic approach.
Challenges
financial honesty, inclusion, and diversity a strong focus on customers
Shriram Transport Finance nse:srtransfin
Standalone
| EXPENDITURE | ||||||
| Consumption of Raw Materials | — | — | — | — | — | |
| Purchase of Traded Goods | — | — | — | — | — | |
| Increase/Decrease in Stocks | — | — | — | — | — | |
| Power & Fuel | — | — | — | — | — | |
| Employees Cost | 639.10 | 267.32 | 278.31 | 274.88 | 242.87 | |
| depreciate | 58.09 | 34.89 | 34.94 | 34.60 | 34.66 | |
| Excise Duty | — | — | — | — | — | |
| Admin. And Selling Expenses | — | — | — | — | — | |
| R & D Expenses | — | — | — | — | — | |
| Provisions And Contingencies | 917.25 | 672.35 | 805.16 | 760.79 | 984.27 | |
| Exp. Capitalized | — | — | — | — | — | |
| Other Expenses | 501.54 | 345.45 | 266.04 | 262.98 | 249.99 | |
| P/L Before Other Inc., Int., Except. Items & Tax | 5,493.03 | 4,027.56 | 3,760.36 | 3,748.36 | 3,316.07 | |
| Other Income | 3.28 | 3.71 | 4.45 | 5.98 | 4.47 | |
| P/L Before Int., Except. Items & Tax | 5,496.31 | 4,031.27 | 3,764.81 | 3,754.34 | 3,320.54 | |
| Interest | 3,111.96 | 2,590.57 | 2,457.93 | 2,403.72 | 2,397.25 | |
| P/L Before Exceptional Items & Tax | 2,384.35 | 1,440.70 | 1,306.88 | 1,350.62 | 923.29 | |
| Exceptional Items | — | — | — | — | — | |
| P/L Before Tax | 2,384.35 | 1,440.70 | 1,306.88 | 1,350.62 | 923.29 | |
| Tax | 607.38 | 373.83 | 341.61 | 264.49 | 242.67 | |
| P/L After Tax from Ordinary Activities | 1,776.97 | 1,066.87 | 965.27 | 1,086.13 | 680.62 | |
| Prior Year Adjustments | — | — | — | — | — | |
| Extra Ordinary Items | — | — | — | — | — | |
| Net Profit/(Loss) For the Period | 1,776.97 | 1,066.87 | 965.27 | 1,086.13 | 680.62 | |
| Equity Share Capital | 374.43 | 170.52 | 270.52 | 170.52 | 270.52 | |
| Reserves Excluding Revaluation Reserves | — | — | — | — | — | |
| Equity Dividend Rate (%) | — | — | — | — | — | |
| EPS BEFORE EXTRAORDINARY | ||||||
| Basic EPS | 47.46 | 39.44 | 35.68 | 40.15 | 25.26 | |
| Diluted EPS | 47.26 | 39.44 | 35.68 | 40.15 | 25.26 | |
| EPS, AFTER EXTRAORDINARY | ||||||
| Basic EPS. | 47.46 | 39.44 | 35.68 | 40.15 | 25.26 | |
| Diluted EPS. | 47.26 | 39.44 | 35.68 | 40.15 | 25.26 | |
| PUBLIC SHAREHOLDING | ||||||
| No Of Shares (Crores) | — | — | — | — | — | |
| Share Holding nse:srtransfin (%) | — | — | — | — | — | |
| PROMOTERS AND PROMOTER GROUP SHAREHOLDING | ||||||
| A) PLEDGED/ENCUMBERED | ||||||
| – Amount of shares (Crores) | — | — | — | — | — | |
| – Per. of shares (as a % of the total sh. of prom. and promoter group) | — | — | — | — | — | |
| – Per. of shares (as a % of the total Share Cap. of the company) | — | — | — | — | — | |
| B) NON-ENCUMBERED | ||||||
| – Number of shares (Crores). | — | — | — | — | — | |
| – Per. of shares (as a % of the total sh. of prom. and promoter group). | — | — | — | — | — | |
| – Per. of shares (as a % of the total Share Cap. of the company). | — | — | — | — | — | |
Consolidated
| EXPENDITURE | ||||||
| Consumption of Raw Materials | — | — | — | — | — | |
| Purchase of Traded Goods | — | — | — | — | — | |
| Increase/Decrease in Stocks | — | — | — | — | — | |
| Power & Fuel | — | — | — | — | — | |
| Employees Cost | 673.60 | 267.32 | 278.31 | 274.88 | 242.87 | |
| Depreciation | 60.51 | 34.89 | 34.94 | 34.60 | 34.66 | |
| Excise Duty | — | — | — | — | — | |
| Admin. And Selling Expenses | — | — | — | — | — | |
| R & D Expenses | — | — | — | — | — | |
| Provisions And Contingencies | 918.68 | 672.35 | 805.16 | 760.79 | 984.27 | |
| Exp. Capitalized | — | — | — | — | — | |
| Other Expenses | 506.21 | 345.45 | 266.04 | 262.98 | 249.99 | |
| P/L Before Other Inc., Int., Except. Items & Tax | 5,649.06 | 4,027.56 | 3,760.36 | 3,748.36 | 3,316.07 | |
| Other Income | 1.33 | 3.71 | 4.45 | 5.98 | 4.47 | |
| P/L Before Int., Except. Items & Tax | 5,650.39 | 4,031.27 | 3,764.81 | 3,754.34 | 3,320.54 | |
| Interest | 3,234.93 | 2,590.57 | 2,457.93 | 2,403.72 | 2,397.25 | |
| P/L Before Exceptional Items & Tax | 2,415.46 | 1,440.70 | 1,306.88 | 1,350.62 | 923.29 | |
| Exceptional Items | — | — | — | — | — | |
| P/L Before Tax | 2,415.46 | 1,440.70 | 1,306.88 | 1,350.62 | 923.29 | |
| Tax | 615.32 | 373.83 | 341.61 | 264.49 | 242.67 | |
| P/L After Tax from Ordinary Activities | 1,800.14 | 1,066.87 | 965.27 | 1,086.13 | 680.62 | |
| Prior Year Adjustments | — | — | — | — | — | |
| Extra Ordinary Items | — | — | — | — | — | |
| Net Profit/(Loss) For the Period | 1,800.14 | 1,066.87 | 965.27 | 1,086.13 | 680.62 | |
| Minority Interest | -2.78 | — | — | — | — | |
| Share Of P/L Of Associates | 1.52 | 2.65 | 1.25 | 5.10 | 5.40 | |
| Net P/L After M.I & Associates | 1,798.88 | 1,069.52 | 966.52 | 1,091.23 | 686.02 | |
| Equity Share Capital | 374.43 | 270.52 | 170.52 | 170.52 | 270.52 | |
| Reserves Excluding Revaluation Reserves | — | — | — | — | — | |
| Equity Dividend Rate (%) | — | — | — | — | — | |
| EPS BEFORE EXTRAORDINARY | ||||||
| Basic EPS | 48.27 | 39.54 | 35.73 | 40.34 | 25.59 | |
| Diluted EPS | 48.06 | 39.54 | 35.73 | 40.34 | 25.59 | |
| EPS, AFTER EXTRAORDINARY | ||||||
| Basic EPS. | 48.27 | 39.54 | 35.73 | 40.34 | 25.59 | |
| Diluted EPS. | 48.06 | 39.54 | 35.73 | 40.34 | 25.59 | |
| PUBLIC SHAREHOLDING | ||||||
| No Of Shares (Crores) | — | — | — | — | — | |
| Share Holding (%) | — | — | — | — | — | |
| PROMOTERS AND PROMOTER GROUP SHAREHOLDING | ||||||
| A) PLEDGED/ENCUMBERED | ||||||
| – Number of shares (Crores) | — | — | — | — | — | |
| – Per. of shares (as a % of the total sh. of prom. and promoter group) | — | — | — | — | — | |
| – Per. of shares (as a % of the total Share Cap. of the company) | — | — | — | — | — | |
| B) NON-ENCUMBERED | ||||||
| – Number of shares (Crores). | — | — | — | — | — | |
| – Per. of shares (as a % of the total sh. of prom. and promoter group). | — | — | — | — | — | |
| – Per. of shares (as a % of the total Share Cap. of the company). | — | — | — | — | — |
Board Meetings
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Shareholders Meetings
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Loans at your convenience
With the appropriate papers, we gather all the necessary information on your personal, professional, financial, and liability facts.
1.Loans for different purposes
The company offers loans to various businesses, including two-wheelers, four-wheelers, and Kirana and cloth stores.
2.Customer relationship managers
Flexible loan repayment terms, low and attractive interest rates, prompt documentation, and attentive services.
3.One Click Solution Provider
Our quick and devoted team checks all documents within 24 hours, and all you have to do is submit your document with a single click.
Two-wheeler finance is not just round providing loans
The Two-wheeler financing offers options for purchasing two-wheeled vehicles, such as motorcycles and scooters. Two-wheeler loans can help small businesses buy the required vehicles to operate and expand their enterprises. People frequently rely on two-wheelers for mobility and day-to-day activities.
Why is two-wheeler finance necessary?
Compared to vehicles or trucks, two-wheelers are frequently a more cheap form of transportation. Two-wheelers are a cost-effective way for people to get around, move things, and commute to and from their places of employment.
Accessibility: Two-wheelers are a more accessible means of transportation for small enterprises operating in densely populated regions since they can maneuver through heavy traffic and tight roads.
Flexibility: Two-wheelers can be modified to match the unique requirements of a business, such as putting on a mobile advertisement display or adding a delivery box. This personalization allows small firms to develop their brands and set themselves apart from rivals.
Expansion: Two-wheeler financing can assist small firms in growing their operations by acquiring more vehicles, increasing their ability to distribute goods, and extending their customer base.
Convenience: Due to quicker approval timelines and lower documentation requirements, two-wheeler funding solutions are frequently more accessible and handy than traditional business loans.
With a two-wheeler loan, you can purchase the bike at a reasonable interest rate with manageable monthly payments. Equated Monthly Installments, or EMIs, are a convenient way to pay back a two-wheeler loan. The duration of the EMIs is between one and one and a half years, and we also give customers the option to pre-close the loan by paying the total balance plus specific pre-termination fees.
Features:
- Amount of loan: Rs 30,000 to 1,60,000
- 65% to 80% loan to value (LTV)
- A speedy loan application process with little paperwork and formalities
- Adaptable Tenure: Low and enticing interest rates for the 18–30 month period
- Options for Nach or Cash in EMI
- Eligible for professionals who are salaried, self-employed, etc.
A business loan
A business loan financing option enables business owners to borrow money for various uses, including growth, equipment acquisition, inventory, and working capital. For small firms, in particular, a business loan is essential since it gives them the money they need to expand and maintain their operations.
Growth: A business loan gives you the money to invest in new prospects and grow your company. It can involve bringing on new personnel, introducing fresh goods or services, and opening shops in new areas. Businesses can use loans to capitalize on growth opportunities and reach long-term objectives.
Working Capital: Funds required to run the firm, such as paying salaries, bills, and other expenses, are referred to as working capital and can be obtained through a business loan. A loan can give the business the cash flow it needs to survive lean times or unplanned expenses.
Purchase of Specialised Equipment: Many firms need specialized equipment to run efficiently. A business loan might give you the money you need to upgrade or buy new machinery, increasing productivity and efficiency.
Inventory: To meet consumer demand, companies that sell things must keep enough merchandise. A business loan can offer the money required for inventory purchases, enabling the company to expand and satisfy client demand.
Credit Development: Getting a business loan and keeping up with payments can assist firms in developing their credit, making it simpler to get other loans or financing choices in the future.
MSMEs, Small and Medium Enterprises, or SMEs, Small and Medium Enterprises, are granted business financing through SME loans. These loans are available to help current businesses expand and advance. The company’s business sectors include Kirana Stores, Cloth Stores, Fancy Stores, Boot House, Hardware and Traders, Medical Shops, Electronics and Furniture Shop, and Dairy and Poultry Farm.
Features:
- Ticket Size: 50000–150000 Rupees
- Duration: 12 to 60 months
- Low and Alluring Interest Rates
- Simple choices for repayment through NACH
- Quick documentation No additional costs
- Loan without security up to $5 million